We, the “Touch & Pay” (hereinafter collectively referred to as “Touch & Pay”, “we”, “us”, “our”) respect the confidentiality and integrity of your Personal / Business information. At Touch & Pay, we are committed to ensure that your Personal / Business information is processed in a clear and transparent manner, as set out herewith for seamless delivery of the services offered by Touch & Pay through this App. We strongly recommend that you read this statement thoroughly so that you are familiar with privacy practices involving your Personal / Business information while using products or services offered. By registering / accessing / browsing / downloading / using Touch & Pay’s Platform for any or specific services, you are agreeing to be bound by the terms and conditions set forth herewith. These T&Cs shall also include any additional or modified terms & conditions for the current or any future services that may be offered by Touch & Pay through the platform.Accepting or agreeing to the T&Cs will constitute a legal contract between you (being the end user) and Touch & Pay for all / specific services that are rendered by Touch & Pay. Consequently, all the rights, benefits, liabilities and obligations under the T&Cs shall accrue to the benefit of or be incurred by Touch & Pay regarding your use of services (includes but not limited to the services of AePS, IMPS, BBPS, MicroATM or any other from time to time). The services used by you are subject to your adherence with the T&Cs.We are committed to keep your Personal / Business information safe, secure, and private. Safeguard of your privacy is governed by the applicable laws of India, subject to the exclusive jurisdiction of Courts of Agra, Uttar Pradesh, India.Touch & Pay reserves the right to modify this Privacy Policy & T&C as and when necessary to reflect updates to its business processes, inline with regulatory changes, if any. In case of any major / significant changes to this, such changes shall be notified to end users through email.We, Touch & Pay, being the owner of this App, hold the proprietary rights and reserve the right to change / modify the App at any point of time for betterment or for commissioning of enhanced security aspects, including but not limited to graphics, design, information, etc.Touch & Pay reserves the right to Suspend / Terminate / Ban the access to the App permanently or temporarily, as the case may be, in case the user is found involved in any malpractices.In no event shall Touch & Pay or its contractors, agents, licensors, partners, or suppliers be liable to you for any special, indirect, incidental, consequential, punitive, reliance, or exemplary damages.